2/3/2024 0 Comments Llloyds tsb online banking![]() Lloyds Bank was delisted from the London Stock Exchange and TSB Group was renamed Lloyds TSB Group in 1995, with former Lloyds Bank shareholders owning a 70% equity interest in the share capital, effected through a scheme of arrangement. The merger was structured as a reverse takeover by TSB. The TSB name was previously used by the Trustee Savings Bank prior to its merger with Lloyds Bank in 1995, resulting in the formation of Lloyds TSB in 1999. In 2015, it was acquired by Spain's Banco Sabadell. Post-divestment, TSB offered an initial public offering and was listed on the London Stock Exchange in June 2014. The bank was formed from the existing business of Lloyds TSB Scotland plc, into which a number of Lloyds TSB branches in England and Wales and all branches of Cheltenham & Gloucester were transferred, and renamed TSB Bank plc.Ī European Commission ruling that the British government's 2009 purchase of a 43% stake in Lloyds Banking Group counted as state aid made it necessary for Lloyds Banking Group to sell a portion of its business TSB was divested. Its headquarters are located in Edinburgh and it has more than 5.0 million customers with over £37 billion of lending and £36 billion of customer deposits. TSB in its present form launched on 9 September 2013. TSB Bank operates a network of 220 branches across England, Scotland and Wales but has not had a presence in Northern Ireland since 1991. ![]() My wife has had enough this needs sorting but she won’t talk to anyone am not scared of opening my mouth but he and the bank owes £££,ss so can someone give me some advice as he is ripping off people and you.TSB Bank plc is a retail and commercial bank in the United Kingdom and a subsidiary of Sabadell Group. Now how can this be not a fraud if he didn’t tell the bank this why is my wife still paying for something she has no control over, Now by rights she is in titled to half of the house and you need to sort this What right has he got to keep the house in her name and his when you know dam well that all this and he states that he has done nothing wrong. So my wife now had a letter claiming a payment for the mortgage when she hadn’t live at the property for at least 10 years +. So when I came on the seen her ex partner got married and he was buying the house UNFORTUNATELY he never let the bank know about this. Before this she was going through a tough time with her ex. How can a bank carry on with fraud when wait for it? My wife and I have been married for a number of years. Not what I expect from Lloyds Bank and not in keeping with the narrative in their advertising. ![]() In my opinion this is pretty shoddy treatment of a long standing customer who rarely visits the branch and transacts online. When I suggested moving the significant remaining balance elsewhere, he said ‘that’s fine’ and nothing more. In fact he was positively surly when I politely asked for an explanation or resolution. When I spoke with (Brandon) customer services as the letter advised I did, he could not have been less helpful. The counter clerk did not advise me such at the time and the oversight has now impacted my conditions for using the account. It appears a £30 CHAPS fee was charged and apparently counts as a withdrawal. Today I received letter warning me a second withdrawal had taken place. This was my first withdrawal from the account. On May 2nd I visited my branch in Brentwood to make a transfer to a solicitor. The account allows 3 withdrawals in a year before the rate drops significantly. The interest rate still lags the base rate significantly but was ok for my needs at the time. I opened a club Lloyds advantage saver account in January. Impolite and ineffective customer service
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![]() The first thing to do is think carefully about what the client is asking of you. Now that you’ve calculated your day and/or hourly rate, you need to decide how you’re going to charge them to clients. ![]() Remember that some of these costs can be counted as business expenses, meaning you can subtract them from your profits and, therefore, reduce the amount of tax you pay. You’ll also need to calculate in other general costs, such as rent, utility bills, supplies, and equipment. However much you decide to charge clients, remember that any income you make will, of course, be subject to taxation. You also need to consider other expenses, such as saving toward a pension and having some spare cash handy in case you fall ill. Some freelancers knock off additional days and class them as non-billable hours (time spent doing business admin, pitching for work, etc) to give themselves a higher and more appropriate day rate. Simply divide your day rate by the number of hours you aim to work each day.ĭon’t forget that these figures calculate billable time only. You can break this down even further and calculate your ideal hourly rate. You’ll be looking to work for 225 days of the year, discounting weekends and 28 days holiday per annum. Let’s say you’ve got a year of experience under your belt and would like to take home a salary of £26,000. ![]() Some companies may offer you work in return for “exposure” – a crafty way of essentially getting you to work for free, something we recommend strongly against doing.Ī great starting point when navigating how much to charge clients is thinking about the ideal amount of money you’d like to earn that falls in line with your experience. Your skills are valuable, so don’t devalue yourself by chronically undercharging from the outset. If you’re new to freelancing, don’t feel disheartened. Use your time and experience to gauge your ideal freelance rate. However, if you’ve been working in your sector for a while and are thinking about going freelance, you shouldn’t feel like you have to start on the first rung of the ladder. This is simply because they don’t have the same level of knowledge, expertise, or experience. Are you a seasoned professional who’s been working in your field for many years, or are you a fresh-faced graduate with nothing but a newly polished qualification under your belt?įreelancers who are just starting out or only have a few years of experience probably won’t be able to charge as much as someone who’s been in the game for longer. First, think about the level of experience you’re bringing to the table. 2/3/2024 0 Comments Residual equation![]() This t-statistic can be interpreted as "the number of standard errors away from the regression line." Regressions We can therefore use this quotient to find a confidence interval for μ. That is fortunate because it means that even though we do not know σ, we know the probability distribution of this quotient: it has a Student's t-distribution with n − 1 degrees of freedom. ![]() The probability distributions of the numerator and the denominator separately depend on the value of the unobservable population standard deviation σ, but σ appears in both the numerator and the denominator and cancels. If we assume a normally distributed population with mean μ and standard deviation σ, and choose individuals independently, then we have One can standardize statistical errors (especially of a normal distribution) in a z-score (or "standard score"), and standardize residuals in a t-statistic, or more generally studentized residuals. The statistical errors, on the other hand, are independent, and their sum within the random sample is almost surely not zero. Note that, because of the definition of the sample mean, the sum of the residuals within a random sample is necessarily zero, and thus the residuals are necessarily not independent. The difference between the height of each man in the sample and the observable sample mean is a residual.The difference between the height of each man in the sample and the unobservable population mean is a statistical error, whereas.The sample mean could serve as a good estimator of the population mean. Consider the previous example with men's heights and suppose we have a random sample of n people. The expected value, being the mean of the entire population, is typically unobservable, and hence the statistical error cannot be observed either.Ī residual (or fitting deviation), on the other hand, is an observable estimate of the unobservable statistical error. For example, if the mean height in a population of 21-year-old men is 1.75 meters, and one randomly chosen man is 1.80 meters tall, then the "error" is 0.05 meters if the randomly chosen man is 1.70 meters tall, then the "error" is −0.05 meters. In this case, the errors are the deviations of the observations from the population mean, while the residuals are the deviations of the observations from the sample mean.Ī statistical error (or disturbance) is the amount by which an observation differs from its expected value, the latter being based on the whole population from which the statistical unit was chosen randomly. Suppose there is a series of observations from a univariate distribution and we want to estimate the mean of that distribution (the so-called location model). In econometrics, "errors" are also called disturbances. The distinction is most important in regression analysis, where the concepts are sometimes called the regression errors and regression residuals and where they lead to the concept of studentized residuals. The residual is the difference between the observed value and the estimated value of the quantity of interest (for example, a sample mean). The error of an observation is the deviation of the observed value from the true value of a quantity of interest (for example, a population mean). In statistics and optimization, errors and residuals are two closely related and easily confused measures of the deviation of an observed value of an element of a statistical sample from its " true value" (not necessarily observable). ( September 2016) ( Learn how and when to remove this template message) Please help to improve this article by introducing more precise citations. This article includes a list of general references, but it lacks sufficient corresponding inline citations. 2/3/2024 0 Comments I am dead platformsThere are times I could barely pay attention to the brilliant stupidity that was the voice acting due to the music being so loud to the point of overshadowing every other sound effect in the entire game. The soundtrack is equally over-the-top, but maybe a bit too loud and poorly mixed. ![]() I really hope this was intentional, in order to capture the essence of what made the original arcade games so memorable back in the day. Riddles are an ancient form of entertainment and education that dates back over 4,000 years ago. It’s really bad, but in a fun kind of way. On Earth I Am Dead Though I Live on the Moon Answer. The sound design is also pure cheese, as expected. You play a recently-deceased museum curator trying to avert a disaster from his home town of Shelmerston. Oddly enough, the game also features a photo mode, something rarely present in a Switch release. I Am Dead is a puzzle game from the creators of Wilmot's Warehouse. There’s even a gallery where you can look at them in more detail. At the same time, a lot of effort has been put in the enemy designs. It feels like a PS3 game, with the same framerate issues you’d expect from those earlier PS3 titles. ![]() The game is not exactly a looker, but it also looked a lot better than expected, considering the hideous visuals shown in the game’s original announcement trailer, released more than a year ago. There’s something about the utterly cheesiness of the franchise (let’s face it, not a single The House of the Dead game has ever felt polished) that made me ignore this problem, as well as its presentation. Boss battles are less tense than they look. ![]() 'Así, así, así, gana el Madrid' (That's how Madrid wins!) is the most-ubiquitous chant at any ground in Spain when a decision goes in favour of Real Madrid. Laporta knows it looks bad because it is, which is why presumably he reached for his political grenade, hoping that in the ensuing explosion the club might escape unscathed.įor every club in Spain has their own hard luck story when it comes to being cheated - in their eyes - by Real Madrid and referees. It is true all clubs do this kind of work on referees as due diligence.īut for £6.2million (€7m), these must have been the mother of all scouting reports if they were providing value for money. Over two hours Laporta, armed with CDs and scouting reports, tried to justify the payment. Laporta's comments come as a distraction from Caso Negreira, the revelation that Barca paid £6.2million (€7m) over 17 years to a key member of the La Liga's referees' committee The press conference was called to defend Barca in the Caso Negreira, the revelation that Barca paid £6.2million (€7m) over 17 years to a key member of the La Liga's referees' committee. Laporta was playing pure politics by summoning the spirits of past prejudices. Yet the last city to surrender, another stronghold of opposition to Franco, was Madrid in March 1939. Barcelona as a city suffered hugely under Franco's bombardment and siege before surrendering in January 1939. Guerra was no Communist but a conservative, just one who believed in democracy and as such was demonised by Franco. And yet is also true that Real Madrid's President in the 1930s, Rafael Sanchez Guerra, was imprisoned for 30 years upon the victory of the fascist Nationalists in 1939. Barca's president Josep Sunyol was executed by Fascist troops in 1936. ![]() ![]() And something he sought to eliminate through brutality and violence.Īs such, especially given the fact that they thrived in winning the five European Cups in the 1950s, at the peak of Franco's regime, it is natural to cast Real Madrid as the inverse of this. To recap, Barca, especially under Laporta, would see itself as a bastion of Catalan nationalism, something that the winner of that civil war, General Franco, regarded as an enemy within, a decentralising threat to Spanish power. It doesn't just affect fans of the club but picks over the wound of the terrible Civil War from 1936-1939. It was a move worthy of Donald Trump in its ability to manipulate a culture war to your own ends. Perhaps imagine the official Twitter account of Celtic or Rangers tweeting about the Good Friday agreement or Easter Rising in a pejorative way and you might get a degree of staggering sense of indecorum the video represented. The video detailed when Barca collaborated with General Franco (right) and his fascist regime 2/2/2024 0 Comments Dior lip glow![]() Please also note that you do not have a statutory cancellation right for customized products. All sales involving customized products are final, and may not be returned. Please note that if the Commerce Cloud returns process is not followed, Commerce Cloud is not responsible for returns lost in transit to us. Returns with complete documentation receive priority. It may take up to two billing cycles for the credit to appear on your credit card statement. We'll do everything we can to take care of your return quickly. ![]() Please note that we are unable to accept returns for customized products. They have not been damaged, washed, altered or worn and must include the original packaging, labelling and Returns Form located at the bottom of the Packing List (enclosed with the delivered goods).Please see Return Instructions for details on the returns process. This 28 day period commences the day after your order has been shipped. They are received back at our Returns Department located at XXXXXX normally within 28 days.You may return goods and receive a refund provided: This right of return is without prejudice to your statutory right of cancellation, details of which are in the Order Cancellation section of the website. If for any reason you are unhappy with your goods, you have the right to return them and receive a full refund. Please note that calls to 1 (800) 8 that are not made from a US landline may be subject to a charge. If you are unhappy with the goods in any way please contact our Customer Service Team at or call 1 (800) 8 as soon as possible. We want you to be entirely happy with your purchase from us. 2/2/2024 0 Comments Asus demo app uninstallWindows 8 on this notebook looks little different than it does on any other notebook. In fact, things have been made even worse, thanks to the absolute lack of flexibility of the Start screen. It’s long been difficult for companies to differentiate their OS installs from the competition, and Windows 8 does nothing to remedy that. With that sorted out, let’s move along and boot the X202E up: The price we pay for being able to recover our PCs the easiest way possible. ![]() These consist of a 300 MB “EFI” partition and dual “Recovery” partitions – one weighing in at 300 MB, the other at 20 GB. The result is a recovery solution that runs through Microsoft’s Windows 8 solution, but is tweaked for ASUS’ purposes – aka: to install the bundled software and drivers.įor the purpose, this particular notebook has three partitions sitting next to the other two that are for personal use. However, because Windows 8 includes similar functionality, some companies, including ASUS, have merged the two recovery solutions together. Previously, companies would employ their own, sometimes not-so-elegant solutions. We’ll talk about what can result from this in just a short bit.Īlso changed is the way companies are able to handle restoring the PC to a factory-fresh state. It’s hardly been atypical to see vendors load the desktop up with shortcut icons for applications it believes you should notice right away, but with Windows 8, the desktop is no longer the focus, and the clean aesthetics of the “Modern UI” simply don’t favor such clutter. ![]() Alongside the release of Windows 8 came the need for companies like ASUS to re-think the way they manage software on their products. You can use predefined elements and freehand drawing to get the ideas across quickly and efficiently. With Freehand, you can brainstorm and create mockups together with your team in real-time. Nevertheless, user flow and sketching are where the InVision Freehand tool shines the most. Freehand is part of the InVision toolset, which you can use for prototyping, code inspection and design system management. InVision Freehand is an equivalent to a real-world whiteboard with added digital elements you can easily use. InVision Freehand InVision Freehand sketching and user flow editor. Let’s look at the best UI design tools for sketching and user flows. As a bonus, many tools can be integrated or used for the next steps of the UI design process. But going with a tool that’s especially designed for the sketching and user flow process saves you time, makes the experience flawless and contributes to a solid foundation. Other than offline tools, you can also use your preferred graphic design tools, text editors and even Google Sheets at this stage. While many designers prefer to use pen and paper for this step, digital tools allow a whiteboard-like experience with an added collaboration effect to make the ideation phase smoother. The first step of UI design is sketching the elements of the site or application design and mapping out user flows. Even when creating a website from scratch, you can plan your UI ahead or make changes afterward when the need arises.Īnd when that time comes, here are the 14 best UI design tools to help you create a great interface. You can also apply the principles of UI design to every site and application. For that reason, it’s in your best interest to make sure your design is attractive, guiding and responsive for your users. These psychological triggers include but aren’t limited to color psychology, font psychology and behavioral science.Įven without considering the psychological aspects, a bad visual design and confusing interactions will send your visitors away screaming. UI design takes advantage of numerous psychological triggers and considerations to create a visual design that serves the purpose of your site or application. That’s why a great UI design will either make or break your project and influence your users’ decisions during their site or app visit. The choices you make within your UI design will affect your users’ perception of your site or application. ![]() In other words, both aim to make the physical or digital product easier and intuitive to use. Since many physical products are linked with the digital world (think screens in a car, interactive maps in a mall, or even a smartphone), UI design often complements UX design. Anything that involves physical products, interactions, or physical appearance falls under UX design. This means that UI design doesn’t cover any physical products and only applies in the internet-driven world. Unlike user experience (UX) design, UI design is purely digital. An example of a visually appealing UI design of an app by ozonestyle. In simple terms, UI design needs to look good and add to the functionality of the app or site. It’s not enough that the application or a site looks good the elements need to work together, driving towards a focused and united purpose. The main goal for a solid UI design is to be visually appealing, united and functional down to every micro-interaction. Because of all that, the scope of UI design includes screen layouts, transitions, animations, buttons and practically all visual elements that are static or dynamic. UI design covers more than graphical user interfaces and nowadays includes voice-controlled interfaces, mobile gestures and even AR and VR interactions. What is UI design?īy definition, UI design is “The process designers use to build interfaces in software or computerized devices, focusing on looks or style.” Illustration by OrangeCrushīefore getting into the best UI design tools, let’s define the basics and answer some gnawing questions. With powerful collaboration features and dedicated functionality, these tools help designers create UI elements quicker and seamlessly. The modern digital world offers a wide selection of UI design tools. From a simple dropdown menu interaction to crafting elaborate animations using specialized UI design tools that guide the user’s attention, UI design has become a multifaceted endeavor with several steps along the way from sketching to developer handoff. User interface (UI) design has been one of the critical components of any digital product since the start of the Internet. 2/2/2024 0 Comments Webtools plex github![]() This tool offers some extra preferences other than the default for WebTools, refer to the built-in help file for more details Unsupported AppStore You can then select one or more subtitles for removal, view a subtitle, or upload a new one If it’s a TV library, you can continue moving down the tree until you hit an episode When accessing this tool it fetches a list of available libraries and populates a menu at the top.īy selecting one of the libraries, the tool starts to fetch a set amount of data and presents it to you. There are no extra preferences available for this tool. You can then via the drop-down select the log you wish to see. When accessing this tool it loads up the Plex Media Server log. On all the consecutive visits to WebTools you will use that password.Īfter login you are presented with a list of available tools: LogViewer This can later be changed from within the tool if you need to. If you are not signed in to, and it’s your first launch, you are required to set a password to use when accessing WebTools.If you are signed in to on your PMS, you use the same credentials here as it authenticates towards.The initial screen will be different, depending on your PMS setup: To use this plugin, just type into your browser's address bar. ![]() If running Raspberry Pi, check out this comment: You can also use the EasyInstaller if your Plex Media Server is running on: Now wait a couple of minutes, and then check in the channels directory to see if you have a channel named WebTools. The directory structure should look like this: Plugins
2/2/2024 0 Comments Hemingway editor 2The moderators do reserve the right to remove posts/comments that are deemed harmful without warning and ban users depending on the severity of the infraction. Please keep these guidelines in mind for all of your posts and comments. Here's a general synopsis and explanation of /r/writing's community rules. Thank you! Before posting, check out: FAQ Our Wiki Related subreddits Want to do an AMA? Please message the mods to verify yourself before posting. Sunday: Writing Tools, Software, and Hardware Upcoming AMA postsĪMA about getting an MFA in Creative Writing and/or teaching or doing other side projects for work post MFA. We talk about important matters for writers, news affecting writers, and the finer aspects of the writing craft. And no, Text Edit doesn’t suit it has its own dangerous quirks which is why I was writing my thoughts into Hemingway.Welcome to the home for writers. Now I’m looking for a text editor that autosaves every couple minutes. I resent learning this the hard way, and don’t understand why this is a feature. ![]() But change the whole entry at once and it seems to assume you have started a new entry, and there’s no going back. It will allow edits if you change a few words within your text. I’ve tested this again, wondering how a text editor can disallow you to Undo an edit. I thought a Command-Z would undo the accidental edit. But I accidentally tapped a key and that replaced all I’d written. ![]() So I highlighted the whole text to copy and paste in my journal and save it forever. And I decided I loved the piece and wanted to share it. I wrote a long piece in Hemingway, edited the piece till Hemingway thought it was clean writing. Write an entry into it, select the whole text, accidentally hit any key to cause an unwanted edit, and bang! that text is gone and command-Z won’t bring it back! MacLeod Categories Proofreading Tags Hemingway Editor, passive voice, proofreading, proofreading tool, self-editing, self-publishing Image by Thor Posted on SeptemAuthor C.K. They’re free, and so is the 20-Minute macro course that will teach you how to use them. If you don’t want to use a separate program to revise your writing, and you already use Microsoft Word for editing and proofreading, try some of the revision macros on this blog. The Hemingway Editor is an excellent tool, especially for the price. Hyperlinks, bulleted lists, and images will not transfer as-is. Keep in mind, the Hemingway Editor is a simple text editor with proofreading features. The design team is working on some improvements, which means it may soon handle longer texts, such as book chapters. Note: I use the PC version of the Hemingway Editor, and I’ve found that it works well for articles, newsletters, and blog posts. You can also export your file in markdown. The newest version of Hemingway (2.0) will now allow you to add heading and paragraph styles, and if you decide to save the file as a Word doc, the heading and paragraph styles will show up in Word. Or, you can go back to your original text in your word processor and make changes there. You can make corrections in the Hemingway Editor, and copy and paste your corrected text back into your word processor. Click on the Edit view to see areas that may need your attention.Īlternatively, you can write right in the app, in the Write view. To use the Hemingway Editor, copy your text from your word processor and paste it into the text editor. This makes it a terrific tool for on-demand writing with tight deadlines. The Hemingway Editor (and other revision tools like it), will give you something to correct in your first draft, just minutes after you’ve written it. …it will suggest simple words for complex ones. ![]()
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